Protecting your loved ones
We offer a range of life insurance products that can be suited to your needs. There are a few different types of life insurance, each of which can be suitable, depending on circumstances.
Here is a summary of the products we offer:
- Life insurance
- Life insurance with critical illness cover
- Standalone critical illness cover
- Family income benefit
- Income protection insurance
These various products have certain “term assurances”, There are three main types of term assurance worth considering – level-term, decreasing-term and increasing-term insurance policies.
Our Life Insurance Products
Life insurance is a financial product that enables you to leave money behind for your loved ones when you pass away.
Life Insurance with critical illness cover
Critical illness cover is a type of life insurance policy that not only provides all of the benefits of regular life insurance, but also protection in the event that you become very ill, or have a serious injury.
Standalone critical illness cover
We also offer standalone critical illness cover. Critical illness cover includes protection in the event that you become very ill or have a serious injury.
Family income benefit
Family income benefit insurance is a policy that is a type of decreasing-term policy. Unlike a life insurance policy where your loved ones will receive a lump-sum pay out after your death, family income benefit instead provides your loved ones with a regular income over a set period.
Income protection insurance
Income protection insurance is an insurance policy that can provide some cover in the event that you are unable to earn an income due to a serious illness or injury.
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